I'm not what you would call an "expert", but I've got a degree in economics, having spent a lot of my college years studying accounting, finance, quant analysis, and other fun things. I also passed CFA level I and studied for CFA level II before getting bored and moving on to programming full time.
My questions are these (and I mean no disrespect, if it comes off like that): what value do you think your tips add for the novice investor above random stock selection? What is your track record? What valuation models do you use? How much analysis do you put into a company prior to investing in them? Do you read all of their SEC filings (including all the footnotes)? Do you use external sources for general economic inputs (e.g. how are you calculating your RFR over any given time period)? If so, what are these sources and what is your reasoning for using them?
My questions are these (and I mean no disrespect, if it comes off like that): what value do you think your tips add for the novice investor above random stock selection? What is your track record? What valuation models do you use? How much analysis do you put into a company prior to investing in them? Do you read all of their SEC filings (including all the footnotes)? Do you use external sources for general economic inputs (e.g. how are you calculating your RFR over any given time period)? If so, what are these sources and what is your reasoning for using them?