That's strange. I use an early 2015 13" model which happily drives two external 4k displays simultaneously. I'm not running them high-DPI though – the performance there is noticeably worse.
I have a 2017 13" and while it was working with a single 4k screen at 60 Hz, it simply isn't fun working on it since everything is laggy and stuttering.
Yeah, I was doing 2x4k plus the internal screen off of the MacBook with a 555, and it was totally fluid. I would have happily forked out for the Mini if it had that GPU; it seems like a bit of a strange decision for such an otherwise powerful machine!