Yeah this is my issue. I'm not too worried about it being a successful business (more like a small side project), but I don't have the resources to fight any legal claims.
If you don't have any resources to fight the legal claims you should not do it. You won't last very long because you can be sure that there will be some legal claims, valid or not. Even a frivolous claim will take resources to defend.
Whatever you decide, do NOT run this under your own name. Create an LLC or similar. Do not risk your home and personal assets over a side project. It's better to lose the LLC which should only hold this service than to lose your own personal assets.