> Once upon a time I applied for a credit card but I defaulted on payment, not because of lack of cash but because I never studied how a credit card works.
> But navigating life, making friends, marrying a beautiful woman is a lot easier for me than understanding credit card rules.
I mean this nicely: if you don’t know how a credit card works to the point of default, you shouldn’t have a credit card. I mean, it’s in the name: credit. You say you don’t understand credit card rules, but that’s not even a rule, that’s just the basic function of the card. It doesn’t take study, it takes three seconds of grabbing someone off the street and asking “how does a credit card work?” As someone not from money, it is incredibly frustrating to read that you hired someone to deal with a basic problem that we all learn how to manage in high school, when some of us have ACTUAL problems that we can’t afford to just make vanish.
> If I even see the slightest mark on my skin, I ask my family doctor and they offer me best recommendation.
Please learn when to see a doctor. Most marks on your skin are benign or normal, and when something is really wrong you can tell (e.g. infection, irregular mole/growth, etc.) Everything else is a waste of healthcare time and dollars.
> But navigating life, making friends, marrying a beautiful woman is a lot easier for me than understanding credit card rules.
I mean this nicely: if you don’t know how a credit card works to the point of default, you shouldn’t have a credit card. I mean, it’s in the name: credit. You say you don’t understand credit card rules, but that’s not even a rule, that’s just the basic function of the card. It doesn’t take study, it takes three seconds of grabbing someone off the street and asking “how does a credit card work?” As someone not from money, it is incredibly frustrating to read that you hired someone to deal with a basic problem that we all learn how to manage in high school, when some of us have ACTUAL problems that we can’t afford to just make vanish.
> If I even see the slightest mark on my skin, I ask my family doctor and they offer me best recommendation.
Please learn when to see a doctor. Most marks on your skin are benign or normal, and when something is really wrong you can tell (e.g. infection, irregular mole/growth, etc.) Everything else is a waste of healthcare time and dollars.