That's the irony of credit, plenty of it when you don't need it. It seems that the more money you have, the quality of investments that people approach you with increases too.
That's why pretty much the lowest common denominator is fixing the poverty problem manifests as education. Societies that make education one of there main investments will continue to reduce crime rates, increase social safety nets and second chances, and I hypothesize these countries will have most stable positive growth rates in there economies.