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> If I sign up for a new credit card I won't come across the interest rate at all until I get to the fine-print legal contract.

my experience has been different (in TX, USA).

having modestly improved my credit score (at least, i assume this is the reason), as well as registering a LLC, i've been getting a deluge of offers for personal and business cards.

every distinct one i've looked at was pretty clear about the apr and fees. i mean, i suppose you could miss these things if you really don't care too look, but i haven't seen anything be obfuscated at all (at least wrt to apr). doesn't really seem fine-printy.




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