it's a CFPD fine.. so it goes into their Civil Penalty Fund, and it's required to be used for victim compensation, and where that's not practical, the remaining funds are used for consumer education and financial literacy programs.

By law, those are the only things the CFPD can spend this money on.

Civil Penalty Fund Rule: https://www.consumerfinance.gov/about-us/payments-harmed-con...