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> Blockchain is perfect for a digital currency

It's not perfect for that either. There have already been cases where tokens were stolen and blockchains were forked to recover them. The very last thing I want for my money is for errors and/or malicious acts to be permanent and uncorrectable.



Yup being able to undo transactions is a feature not a bug of the modern financial system.

EDIT: it also protects you in cases where someone holds a gun to your head and forces you to make a transaction.


> being able to undo transactions is a feature not a bug of the modern financial system.

Best takedown of cryptocurrencies that I've seen. Explains, as succinctly as possible, the fatal flaw in the idea. I'm gonna steal this line for the future.


yeah that’s also why cash and gold are worthless XD. who in the world would take cold hard cash or gold bullion in exchange for goods??!! you can’t reverse it!! and guess what, someone can hold a gun to your head and take it.


> you can’t reverse it!!

> and guess what, someone can hold a gun to your head and take it.

Those are contradictory statements. The government can absolutely reverse a criminal taking your money by arresting them and returning the stolen cash.


Can't the government do the same with cryptocurrencies though? They can also "arrest the criminal and return the stolen cryptocurrencies". Not very practical 99% of the time though...


yeah unless they spent it, or hid it, etc... just as easy to get that cash back as it would be to get the criminals private key.


> it also protects you in cases where someone holds a gun to your head and forces you to make a transaction.

No. The only case when someone ever threatened to hold gun to my head and demanded money was taxation. With cryptocurrency it's possible to avoid that, because they don't know how much money you have. And even when they do know, it's much harder for them to take it, they need to know password.


But in reality no one has ever held a gun to your head because of taxes.


Because there's no point in going through all the steps, but that's exactly where it would end if you absolutely refused to pay taxes and refused to pay fines or go to jail for not paying.


I fail to see how having a gun to your head is in any way true. Can you give any examples of this happening?

Tax evasion is a crime and you should go to jail (you are exploiting the benefits you have received from society). But big companies find tax loopholes all the time and they go to white-collar prisons or get away with it anyways.


> being able to undo transactions is a feature not a bug of the modern financial system.

No reason why this can't be implemented on top of a cryptocurrency for anyone who wants it.

Just like banks were able to add that feature on top of gold and cash.


Transactions aren't "undone". In the event of fraudulent charges to your bank account, they simply eat the cost and comp you. As a result, some portion of the fees that you pay to bank are dedicated to these fraudulent charges.


> they simply eat the cost and comp you. As a result, some portion of the fees that you pay to bank are dedicated to these fraudulent charges.

It is important to note that "they" is usually the company that charged the card, not the bank or merchant processor. It is very similar to receiving a refund.


Or end up being the loser in one of those forks.




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