Yup, 2 years ago I went into a large chain store in Germany to buy a camera, no credit card accepted, in a place selling mostly expensive gear such as cameras, laptops, dishwashers... Boggled my mind. Fortunately I had enough cash this time.
I'd be surprised if any place here in the Netherlands would take a credit card. We are fully used to debit cards. Essentially, credit cards are only needed here for travel and international purchases. Everyday stuff is all with debit cards, cash is unusual.
