The previous two generations have created a system wherein the young subsidize the old. They've placed expectations on the young (go to college, buy a house, etc.) that have led to inflated demand and therefore inflated costs, and they've positioned themselves to profit from it all. And then they get upset at the "kids" who either (1) choose not to dive headfirst into that system but instead to use their parents' built-in advantages to get ahead, or (2) get confused by the system and struggle to get started in it.