On APIs, PSD2 http://psd2.it/ will be a game-changer for the European banking industry. Over the past 3 years all banks have been scrambling making their customers' data JSONable.
And they've been doing this as a general-case, as systems tend to be global with local characteristics and lots of glue rather than a decade back when they were disparate and lacking glue.
So when, Singapore for example, decides it wants PSD2 too (good example test case r.e. stringent data protection from regulator and competitive market) they can roll-out quickly.
And they've been doing this as a general-case, as systems tend to be global with local characteristics and lots of glue rather than a decade back when they were disparate and lacking glue.
So when, Singapore for example, decides it wants PSD2 too (good example test case r.e. stringent data protection from regulator and competitive market) they can roll-out quickly.