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What you're saying isn't about inherent worth of a dollar, but rather the basic management of money. Your future expectations of a recurring stream of income changes your behavior, that is you are effectively worth more if you have a recurring salary, but the inherent worth of a dollar doesn't change.

So it's not that the recurring $1 is "worth more", but rather you have more than just $1, you have all the future accumulation of that recurring income. At least that's how people perceive it. Similarly debt is in the same sense future earnings perceived as current earning, and it leads to very poor financial planning.

Even if you have a recurring stream of income you shouldn't spend your future income now, unless of course it's some kind of investment that will put your money to work in some way.




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