Yes. I know bright, competent people with PhDs who have fallen victim to professional scammers. Education does not solve the problem. Scammers make use of information and power asymmetries, ruthlessly exploiting weaknesses.
I guess in theory we could educate every single person on every single scam and give them all enough regular practice in spotting and dodging scammers. But it's far, far cheaper to just vigorously enforce the laws we have, and to update the laws as needed.
I guess in theory we could educate every single person on every single scam and give them all enough regular practice in spotting and dodging scammers. But it's far, far cheaper to just vigorously enforce the laws we have, and to update the laws as needed.