That's not at all what it means, unfortunately. A credit freeze stops most hard pulls. That leaves soft pulls and pre-selected offers that can still be used to access the entirety of credit history.
> Does a credit freeze stop prescreened credit offers?
> No. If you want to stop getting prescreened offers of credit, call 888-5OPTOUT (888-567-8688) or go online. The phone number and website are operated by the nationwide credit reporting companies. You can opt out for five years or permanently. However, some companies send offers that are not based on prescreening, and your federal opt-out right will not stop those kinds of solicitations.
