I have absolutely no idea what I just read. Can you dumb it down for me please? Why would this ruling have any bearing on what we're talking about.

Nobody is signing anything on your behalf with power-of-attorney. Does this ruling say that I or my agent can relinquish my rights in a contract, that does not actually come out and say that I am relinquishing my rights?

I'm sure that's not what it says, but that's approximately what I'm able to tease out of the words in that link you posted. That sounds like absolute nonsense, so please explain precisely what this is supposed to mean if you will be so kind.

In 1925 the Federal Arbitration Act was passed. https://en.wikipedia.org/wiki/Federal_Arbitration_Act The intention of the FAA was to provide a way to streamline legal/business relationships between two corporations and it was largely used that way until...

The Supreme Court said "Other laws don't matter - if there is an arbitration clause you have to go through that: No Court For You regardless of how you were injured." ( https://en.wikipedia.org/wiki/Southland_Corp._v._Keating )

And then they were all like "Even if the law explicitly says you can take the party that harmed you to court, you can't": ( https://en.wikipedia.org/wiki/Preston_v._Ferrer )

And then in 2011 they went absolutely bonkers and were like "OK, listen guys. Before this was just between businesses... but now a business can use it against people." ( https://en.wikipedia.org/wiki/AT%26T_Mobility_LLC_v._Concepc... )

and then all hell broke loose and now every company tries to use them for everything.

The link provided was just the most recent example of the SC expanding the power of the FAA.

Huh. So if I never had any direct relationship with Equifax, I am probably still able to sue them, but if I ever checked my credit report, I probably agreed to some bullshit arbitration clause that was buried in fine print, and now I'm SOL forever in perpetuity.

Thanks! That kind of makes sense. In a very Machiavellian kind of way.

> Machiavellian

Emphasis on unscrupulous...