Hacker News new | past | comments | ask | show | jobs | submit login

The man that inspired them... "Over the course of his life, Feeney has given away more than $8 billion.." "As of 2016, he lives in a rented apartment in San Francisco, with a remaining nest egg of $2 million"

https://en.wikipedia.org/wiki/Chuck_Feeney




> Feeney is known for his frugality, living in a rented apartment

Seems like renting isn't that frugal in the long-term though... it's unlikely cheaper long-term than owning a condo or small home, ie. you're either paying your own mortgage or someone else's mortgage + rental profits.


It's not that straightforward. Because the capital generally appreciates too, the rental costs can be driven down below mortgage costs in some cases. But even without that, most mortgages require deposits, and to compare that against rental you also need to compare potential return from investing that deposit instead.

You can certainly profit by buying - I have profited substantially that way -, and buying serves as a hedge against outsize increases in rental costs, but there are also many situations where you can profit by renting.

Calling it out as a demonstration of frugality on the other hand is a bit odd.


San Francisco has insane rent control. He's probably paying something like $300/mo if he's been there for decades.


California has insane property tax control, if he bought decades ago he'd be sitting on millions in property value and pay nearly nothing in taxes. Works both ways if you get lucky.


They also have insane tax control. If you've been in your house for decades you pay a far lower tax rate than your neighbors. There are too many people without skin in the housing market game, we should get rid of both Proposition 13 and rent control and let everyone feel the pain of what happens when you don't build enough houses.


San Francisco has insane loopholes for rent control too. If he were really paying 300/mo he'd have been kicked out for an OMI 10 years ago.


He is also 86. Maybe he is trying to make his life a little easier at this age.




Consider applying for YC's Fall 2025 batch! Applications are open till Aug 4

Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: