I used freeprivacypolicy.com for the PP and ToS from Wordpress, however I modified both of them extensively due to people warning me against the Wordpress ToS being basically like Calvinball. A caveat: freeprivacypolicy.com WILL continue to send you email until time literally ends or our planet is sucked into a black hole.

You're welcome to use my standard privacy policy if you'd like. It's casually written and I think very clear. No need to give credit...

http://agentpronto.com/privacy

It's not vetted by a lawyer, but as far as I know privacy policies are for visitors and not for the courts.

thanks a lot.