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That seems straight-forward to do (although difficult finding great developers to assess this stuff):

- Development process (Agile, Scrum, Waterfall, Panic, etc.)

- Architecture

- Testing processes

- Pentesting

- Credentials of all of the developers

- Credentials of the managers

- Even the presence of physical security

There's already "cybersecurity" insurance and surely someone from that industry could join and tell you how to price security features and processes: https://www.dhs.gov/cybersecurity-insurance

I can't really speak against it not being worth it for the insurance company though. How do you build a cheap but high coverage insurance product for startups that have limited cash?




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