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Every time I've had a 401k provided by work, there were multiple options from multiple providers. Is that not common?

That said, we probably agree that it's a market without a lot of competitive pressure, and that often results in poor customer service (just as in the case of telcos).




> Is that not common?

It probably depends on what stage the company is in. My employer relatively recently went public, but we only have one choice of provider.




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