"LifeLock will retain and pay for those third party professional services that are reasonably necessary in LifeLock's judgment to assist you in restoring losses or recovering your lost out-of-pocket expenses caused by such fraud. "
Disclosure: I worked for and have ownership in a competitor to Lifelock.
http://www.lifelock.com/our-guarantee
Money quote: "Under the Terms and Conditions, NO money passes directly to our LifeLock members."
http://www.lifelock.com/about-us/about-lifelock/terms-and-co...
"LifeLock will retain and pay for those third party professional services that are reasonably necessary in LifeLock's judgment to assist you in restoring losses or recovering your lost out-of-pocket expenses caused by such fraud. "
Disclosure: I worked for and have ownership in a competitor to Lifelock.