> But, of course, it's not just a matter of dollars and cents. It's also a matter of letters and words. Affluent parents talk to their kids three more hours a week on average than poor parents, which is critical during a child's formative early years. That's why, as Stanford professor Sean Reardon explains, "rich students are increasingly entering kindergarten much better prepared to succeed in school than middle-class students," and they're staying that way.

I agree... that's why I work a traditional 9-5 instead of traveling the country with my wife and kids in an RV and working 15 hours per week remotely.

I view wealth not only as an exercise in creating income streams for myself when I retire, but as a means of ensuring that my descendants have the best possible chance at success.