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Perhaps the car payment, but consider: fuel, depreciation cost (almost always overlooked), insurance, parking, and maintenance.

If you can live without a dedicated car (taxi, Uber, car-share, rentals), it's often a surprisingly affordable option. The critical loss is in the flexibility of auto-based transport, though again, that hinges greatly on the alternatives offered by the location.

Humans existed without cars for nearly 200,000 years.




> Perhaps the car payment, but consider: fuel, depreciation cost (almost always overlooked), insurance, parking, and maintenance.

Well, depreciation is irrelevant if I consider the entire car payment a sunk cost. Anything I get for selling the car is a bonus. Otherwise yes, there are additional costs.

> If you can live without a dedicated car (taxi, Uber, car-share, rentals), it's often a surprisingly affordable option.

That is the part that hinges on location and the trade-off between transportation costs and domicile costs.

> Humans existed without cars for nearly 200,000 years.

Humans existed without cities for about 197,000 of those years, but I'd rather not go back to that.




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