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This is info people should be aware of, but it doesn't help me if I only have money in a traditional IRA and want to use $100k for a down payment on a house.



Actually, I think buying a (first) house is one of the loopholes. From the linked article:

> "...you can withdraw retirement account money early to pay for education expenses, fund a first-time home purchase, ..."


Only up to $10k. I can withdraw $10k from my traditional IRA using that loophole, then a lot more from my roth.




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