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Quite a few banks have failed in the US this year without government bailouts.

https://www.fdic.gov/bank/individual/failed/banklist.html




The phrase "too big to fail" exists for a reason—the big banks aren't getting smaller. Unless the big banks are shoving their liabilities into smaller ones just before death, I don't think it's too relevant to the financial crisis.


I don't think that list is on point. Just looking at the names, a lot of those look like small local banks. When people complain about bailouts and "too big to fail" banks, they're usually talking about the treatment of large national banks.




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