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Not once have I hear someone suggest that MAYBE just fucking maybe, the issue is that the banks are to large.

Smart people have said it. Here's Paul Volcker saying, "Any bank that is too big to fail is too big to exist." They should be broken up: http://www.wsj.com/articles/SB100014240527487048255045745863...

Sheila Bair, the head of FDIC was also talking about breaking up banks that were too big.

But you know, there were lobbyists, and also the regulators who want to regulate large things. Eventually it will happen, after the next crisis, or the one after that, because, as Volcker says, "it just makes sense."




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