When I get robbed: the robber hurt me, and I failed to protect myself. Failing to protect myself is not a social problem.
When my bank gets robbed: the robber hurt me and the bank, and the bank failed to protect me. The robber is at fault, and the bank is at fault for breaking it's promise to me. That's a social problem.
When I get robbed: the robber hurt me, and I failed to protect myself. Failing to protect myself is not a social problem.
When my bank gets robbed: the robber hurt me and the bank, and the bank failed to protect me. The robber is at fault, and the bank is at fault for breaking it's promise to me. That's a social problem.