> Under basic income, I could see each family member defaulting to having their own bank account to receive deposits.
This is in fact already very common in Finland. As a rule, each family member indeed has their own bank account.
Each parent also typically manages their own money and then common costs like housing and car maintenance are agreed upon; sometimes this leads to habits that are perceived as totally weird by foreigners. E.g. parents splitting up the bill after an extended family dinner at a restaurant, and rent splitting agreements where a complex formula is used for deciding what is the fair share of each parent as their incomes are not the same.
Children's benefits are paid to accounts assigned by parents (typically they go to the mother but some families are able to save them for a nest egg which the child gets to keep when turning 18).
There is already an unconditional child benefit (approximately 95 € for one child, the per child amount increases so that for five children it is altogether 665 € per month.) However, this is under constant attack because "rich people don't need it".
There is no child deduction whatsoever in taxation.
The "enforcing spending on children" is generally implemented by having a daycare system at low cost to parents.
This is in fact already very common in Finland. As a rule, each family member indeed has their own bank account.
Each parent also typically manages their own money and then common costs like housing and car maintenance are agreed upon; sometimes this leads to habits that are perceived as totally weird by foreigners. E.g. parents splitting up the bill after an extended family dinner at a restaurant, and rent splitting agreements where a complex formula is used for deciding what is the fair share of each parent as their incomes are not the same.
Children's benefits are paid to accounts assigned by parents (typically they go to the mother but some families are able to save them for a nest egg which the child gets to keep when turning 18).
There is already an unconditional child benefit (approximately 95 € for one child, the per child amount increases so that for five children it is altogether 665 € per month.) However, this is under constant attack because "rich people don't need it".
There is no child deduction whatsoever in taxation.
The "enforcing spending on children" is generally implemented by having a daycare system at low cost to parents.