Was it a chargeback or a refund? It can't be both.
I'd assume one chargeback isn't enough to get your account banned though. There may be other factors, like one of your company officers sharing a name with a person the USA doesn't like.
I agree with the sentiment that you should have multiple payment processors set up in parallel so you don't lose any business due to this issue happening. Until you become big enough that they can't afford to do without your business, you'll be at risk of arbitrary suspension.
I may have missed it, but did you respond to the charge back or simply let the deadline pass and the funds returned by default?
I am not an expert nor do I work with stripe; a few years ago I read through every document I could find to win a large chargeback vs a large corp. The company (you) has a deadline to reply to a dispute -- you can accept it or not. But not replying is one of the worst things to do as it can cause your rating to drop with the card networks itself. There was warning it could cause the loss of ability to take card payments from what I remembr. I forget all of the details. But that may be what happened if the dispute was left to default and an avenue to explore on what to do next.
Of course! I issued the refund without any problem just a few minutes after being notified. We never disputed any chargeback, but even so, our account was suspended.
I've been reading that what gives potatoes a satiety boost is that they contain proteinase inhibitors. These limit your appetite by disrupting your digestion. Maybe they are more effective as a weight loss food than the raw nutrition numbers would suggest, but for an athlete that wants to cut I don't think slowing your ability to digest amino acids is a good idea.
Where does the idea that potatoes are "almost-complete" in terms of nutrition come from? If you look up nutrition facts for potatoes:
-1 potato contains 110 calories
-Lets say our hypothetical adult will eat 10 potatoes to hit 2200 calories
-The only nutrients which potatoes provide more than 10% recommended daily value are Iron, vitamins C and B6. The iron is not heme iron and therefore may actually be worth less, but we'll say it's enough just for the sake of argument. Potassium and phosphorous are close at 9% and 8%, but everything else is lower.
-The fat content is negligible, which is a problem because your brain is made out of fat
-20 grams of incomplete protein means your body can't repair muscle or bone adequately.
Doesn't everyone have floaters? I thought some people just don't notice them, the brain filters it out as useless data. Learning how to ignore them is probably more valuable than the surgery.
Stablecoins are crypto. In any case, people trade things away because they have a particular need for something else. Holding currency won't fly you to Guam, but being willing to spend some will.
However, I don't see buying flights with crypto to be a real value add for most people. Usually crypto has a privacy advantage over card payments, but in this case it doesn't because your airfare info is a lot easier to look up in a sketchy database than your credit card statements are. Maybe this is convenient for the small amount of wealthy people who live internationally and keep a lot of money outside of banks. If the business isn't expensive to run, then perhaps it'll still make decent money.
Yeah, privacy isn’t the main draw—airline bookings will always need ID. For us it’s more about convenience: crypto or fiat both work, and either way you can earn crypto rewards. No currency conversion hassles, fewer payment blocks, and it works across borders.
There are laws in place to regulate this behavior, but the government has chosen to protect mastercard from enforcement in this instance. That's the smoking gun.
Mastercard could simply refuse service for those games in particular instead of demanding (through proxies) that the games be banned from Steam. There's a clear antitrust violation.
Bitcoin is so much faster than a credit card transaction that it's not even close. A lightning transaction is near instant, regular bitcoin transfers take in the order of 10 minutes. Credit card transactions take weeks before you get the money, and after that the money can be yoinked back for a multitude of reasons beyond your control as a merchant. The fees are often lower, too. Bitcoiners are for some reason opposed to solving that last issue (no privacy) despite the technology existing in monero. NIH syndrome, I guess.
The real unsolved issue for cryptocurrency is between chair and keyboard. People make mistakes, people are afraid of being robbed. Your average person does not want to be their own bank. You can have a bank or payment processor manage your money for you, but then we're back to the regulated world where Visa and Mastercard can determine what games you're allowed to buy.
I'll have to look at the lightning transactions. My problems with crypto are generally less philosophical (I've known people who ran legal businesses that had trouble getting access to banks so I'm sympathetic to having ways around traditional banks/payment processors) but more practical, the times I've tried it in the past the experience just hasn't been good.
>We refunded all of them
Was it a chargeback or a refund? It can't be both.
I'd assume one chargeback isn't enough to get your account banned though. There may be other factors, like one of your company officers sharing a name with a person the USA doesn't like.
I agree with the sentiment that you should have multiple payment processors set up in parallel so you don't lose any business due to this issue happening. Until you become big enough that they can't afford to do without your business, you'll be at risk of arbitrary suspension.