Investing your capital into the same company which pays your salary is the opposite of diversification, no? The advice I've always read is to sell your ESPP shares immediately, thereby realizing the discount percentage, then put the money into VTSAX or some comparable fund.
If a human wrote it, I can be fairly sure that the human meant it to do what it is advertised as doing. If I run it through its paces and it seems to work, that gives me some confidence that the person who wrote it understood the problem and solved it competently, which allows me to guess that all the parts of it I haven't tested are also likely to work.
If an LLM wrote it, I know that it is a stream of plausible bullshit generated by a statistical model in response to my prompt, whose function may or may not have anything to do with my intent, because the machine which emitted it lacks any capacity to have intentions or to reason through the consequences of its choices. If I run the code through its paces and the basics seem to work, that tells me absolutely nothing about the rest of it. All I can count on is that the code will appear to be plausible, and I have no way of knowing without careful review whether the assumptions baked into it are sane and fit for purpose.
I had this problem a couple years back, when I was living in a small coastal town where cell service was spotty. Generally I could either be in a place where I could receive text messages, or a place where I could get access to wifi, but not both at the same time. When I wanted to get into my bank website, I would drive 20 minutes up the road to the next, slightly less small town, where I could get wifi and receive SMS, then drive back when I was done.
If I had stayed there longer, I might have found a better solution for my personal situation, but the experience as it was left me pretty uncomfortable with mandatory SMS 2FA as a general security tool. I'm sure there are many other people running into similar edge-cases.
You lose a heart every mistake you make in lessons, to regain them you do a practice session, or wait and they regen over time... like health in a videogame.
I'm guessing you pay for duolingo? Or maybe it is different on smartphones, idk but it has had hearts for a while.
This sounds way better, it really is annoying to fail your daily lesson and then have to go do practice to keep your streak intact. I regularly fail grammatical gender in danish and can't bother trying any harder so this is nice.
His colleagues likely didn't find the dust cover noteworthy. Within contemporary American gun culture, it would seem like a minor bit of braggadocio akin to a "Protected by Smith & Wesson" sticker or a "Warning: We Don't Dial 911" placard; tacky and unprofessional, but not something to take seriously. There's a whole little industry around AR-15 customization, offering thousands of options for engraved dust covers with all kinds of symbols and messages:
I haven't used anything but Linux on a laptop in over a decade, and for me it really does "just work" (unless you're including one-and-done BIOS setup issues and the like).
> regardless of your income level, you can almost certainly live on 10% less
This did not become true for me until my very late 20s, and by that point I was so well adapted to living on the edge, in a world which offered no end of surprising new ways to knock my financial situation out from under me, that it took years more before I started to see any value in planning for anything more than a couple months away.
Al Capone ran a Chicago soup kitchen during the Great Depression, serving hundreds of thousands of free meals. Did this philanthropy absolve him of the harm done while acquiring the fortune which paid for the charity?
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