> They cannot sell, offer you services, etc. ...unless you agree to something else, usually hidden in theirs reward program contracts.
The narrative is that the WEF is in kahoots with world leaders, since world leaders attend the WEF. Making this a moot point.
> All that is gone the second you move to using apple et al instead of a card issuing company.
Apple themselves state that they don't keep track of your information. Presumably, whatever authority that prosecutes credit card companies for using your info would also prosecute Apple. From what I found online, Samsung Pay and Google Wallet also refrain from using your transaction info.