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I have been getting the smart cards with contacts from my bank, I think the banks are pushing the contact standard because smart phones don't support contacts and it helps them keep the card racket going.


You're right.. that's EMV (not nfc).. that's what I was thinking of. Merchants are required to update their POSs by Oct of this year for EMV.

But when they upgrade, newer terminals usually also support nfc.


My understanding is that EMV is a protocol that can work over the wired interface or over NFC. I have a contactless debit card I was issued some time ago that definitely talks to the NFC radio in my Nexus 7




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