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If you need it, take it. But don't stick with it. Regularly ask to raise your rate (I do so every 6 months).



Yes, but what would the suggested rate be? I studied finance and worked as an accountant before programming, although at a top school, a different subject.


Try to get work with overlapping subject matter, then you'll be able to charge more.

Eg. work on web projects with a finance component. Work for companies in the finance industry. And so on. Pitch your expertise in the problem domain to bump your rate way up and keep walking it up on each new engagement.




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