For me, it's the same problems but the opposite conclusion -- unless you're my rent, utility bills, a handful of subscriptions to print magazines or professional bodies (or my mother), you will not get a subscription out of me. I will simply not do it. One-off payments are fine, but the expected cost of a subscription is huge over my lifetime and the value of your product probably isn't worth it.
B2B SaaS have a much clearer/easier value proposition than B2C.
There's already a cash flow and profit motive in a business, so if a SaaS can demonstrate that it enables more value than it costs, there's a tangible advantage to paying for that service.